Six months back, seeing me busy in a flurry of signing agreements & making fresh post-dated rental cheques, someone had remarked, “Oh, you are changing house?” I had laughed it off, “No, I am changing my landlord!” It was a good joke then, but it backfired quite soon. Looking back, I regret not making my own offer to the owner. The property prices were relatively low, and the house went off in what now retrospectively everyone sagely tells me in an unbelievably superb deal’. I was a fool. And more than that, scared. Buying a house in Mumbai is a…